When Chen Hui received 9,917.23 yuan ($1,555) from China Construction Bank on Friday, he was relieved.

The Zhejiang resident from Taizhou's Wenling sued the bank's Wenling branch for its liability in a bank card fraud case in March. The local court ruled the bank had to pay Chen full compensation.

"It happened in the middle of the night on Jan 14. I was sleeping when I received three text messages from the bank, telling me a total of 9,917.23 yuan had been taken out of my debit card ... through three ATM withdraws. But I was in bed when it happened, not at some ATM," Chen told China Daily.